Boardwalk Certified Appraisers, LLC. in Villa Rica are hired for diverse clientsTo a lot of people, an appraisal just looks like another cost in the long list of items for a home sale or refinance. While there are a developing number of automated home valuation systems that may appear cheaper than an appraisal, the majority of lenders still call for a local expert because the stakes are very high. But is securing a mortgage the only basis for getting an appraisal? Are there additional situations when the services of a licensed, independent real estate professional might be beneficial? Absolutely.
Dispute your tax assessment in Carroll CountyIf you reside in an area where property values have declined, it's possible you're paying too much in property taxes. An appraisal from Boardwalk Certified Appraisers, LLC. is your best evidence when building your case. We're capable of assisting you in appealing your tax assessment.
Let Boardwalk Certified Appraisers, LLC. help you eliminate PMI to lower your mortgage paymentWhen the amount being loaned to the homebuyer is more than 80% of the actual value of the property, almost all lenders ask homeowners to purchase an supplemental insurance plan. That policy is Private Mortgage Insurance, or PMI. Since the additional payment is usually lumped into the monthly mortgage payment, it is often forgotten. PMI isn't required when the leftover balance of the loan - whether through market appreciation or principal pay down - goes below the 80% level, making this very unfortunate. In fact, the United States Congress implemented a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to dismiss the PMI installments when the loan-to-value ratio conditions have been met.
Boardwalk Certified Appraisers, LLC. can produce a statement regarding the value of your home, and the price you paid for the appraisal can often be recovered in just a few months because you'll no longer be paying the PMI.
Settling a divorce with less stress with an appraisal from Boardwalk Certified Appraisers, LLC.A divorce can be a particularly traumatic experience for both parties, and it is often more complicated by the burdensome decision of who keeps the house. Regardless of the situation, it's prudent to order an appraisal from Boardwalk Certified Appraisers, LLC. so both parties are completely aware of the true market value of their house.
If the parties want to sell the home, they'll have a clearer picture of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation.
Settling an estate with peace of mindThe loss of a loved one is a difficult time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the highest degree of discretion.
Most Americans do not have dedicated estate planners or executors to manage these affairs, unlike many wealthy individuals. And seeing that a home or other property often makes up an unequal share of the total estate value, understanding the certain value of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've received a fair deal.
Let Boardwalk Certified Appraisers, LLC. help you with relocating to or from Carroll CountyEmployee relocation can be a real pain, and we understand. That being said, we take great care in setting up a convenient appointment time for the appraisal inspection. We encourage relocating employees to provide feedback on the positive aspects of their property, as well as information regarding any new sales or listings in their neighborhood that they want considered during our detailed process.
Selling your home quickly at the right priceWhether you want to sell your home on your own or use the assistance of a real estate agent, a professional appraisal can help you make a better educated decision when determining your selling price. Separate from a real estate agent, an appraiser has no vested interest in what amount the house sells for. The price we charge isn't related to the sales price, but rather they depend on our efforts to finish the appraisal.
On a daily basis, we analyze the difference in value things like an additional bathroom or a kitchen remodel can make. And we're experts in knowing how long properties are on the market. So, obtaining a professional appraisal is a trusted way to decide what improvements will add value and what an applicable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time.